Robert's Blog

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Make a "stop doing list"

How about a "Stop Doing" list? I think that most of us have a "To Do" list, it may just be an informal note book we carry around with our daily scribbles on it.... But what keeps us from accomplishing our goals on that "To Do" List? Many of us engage in activities that impede our success. How do we correct the bad habits? The easiest way is to start a new list... Each of us need to start a list to record activities that waste time, do not generate revenue, or do not fuel our passion. Here are a few ideas: * Continually reacting to e-mails instead of at specific times. * Procrastinating about marketing, database management and other critical business tasks. * Dwelling on competitors and their perceived strengths. * Associating with negative people and excessive socializing. * Not filling in the blanks, this could be as simple as being sloppy with listing information or with a contract of sale. Doing the job right up front will avoid headaches in the future. Take a long look at your day and do an honest assessment of activities that are causing you to fall short of your goals. Focus on things to move forward, not pull you back. Only you know what you need to stop doing in order to succeed. And once you put these in writing you will be able to hold yourself accountable! Have a GREAT week! Rob Robert Rauf Countrywide Home Loans Countrywide Bank, FSB (732) 740-0175 Cell (732) 505-2470 Office Robert_Rauf@countrywide.com RobertRaufHomeLoans.com Building financial security, one home owner at a time The highest compliment my clients can give me is the referral of their friends, family and business partners. Do you know anyone with a home lending need?
3 comments • Robert Rauf • February 26 2008 08:30AM

Interest rate Roller Coaster

What a Crazy month!

in the past 30 days we have had one of the most confused interest rate environments I have seen in the past 20 years.  About 4 weeks ago we bottomed out at levels we have not seen since July of 2003... Keep in mind that 2003 was a 40 year low in interest rates and one Wednesday morning it was the lowest I have ever seen for a 30 year fixed rate mortgage. 

It was short lived, and that low only lasted about 6 hours. Since then rates have been bouncing up and holding for a week, only to settle back down a bit and then bounce yet again.  Last week was the biggest weekly bounce the markets have seen in 10 years, but this week we have already seen the interest rate dust cloud begin to settle and rates are improving a bit.

 Keep things in perspective, Rates are still near the historical lows, There is more than enough inventory to choose from at very attractive prices.... What a great time to buy a home!

 Have a great week.

Robert Rauf, Countrywide home loans (Countrywide Bank FSB) (732) 740-0175 Robert_Rauf@countrywide.com

1 comment • Robert Rauf • February 22 2008 10:54AM